This auto loan calculator is designed to assist you in deciding how much vehicle you can afford. There are 3 things you can do to lower your monthly payments:

• Lengthen the loan period.
• Reduce the loan amount. (usually by increasing your down payment)
• Find a lower interest rate. (Check with your credit union or if there are any manufacturer sponsored low-rate finance programs available on the vehicle you want or on a comparable vehicle.)

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